FATİH HAKAN DİKMEN. 2021. “THE DECİSİON OF USE OR NOT TO USE CREDİT CARD İN TURKEY: AN EMPİRİCAL ANALYSİS FROM THE HOUSEHOLD BUDGET SURVEY”. Third Sector Social Economic Review 56 (3): 1705-20. https://doi.org/10.15659/3.sektor-sosyal-ekonomi.21.08.1656.