THE DECİSİON OF USE OR NOT TO USE CREDİT CARD İN TURKEY: AN EMPİRİCAL ANALYSİS FROM THE HOUSEHOLD BUDGET SURVEY. Üçüncü Sektör Sosyal Ekonomi Dergisi [Internet]. 2021 Sep. 25 [cited 2026 Jul. 12];56(3):1705-20. Available from: https://tisej.com/index.php/pub/article/view/691